FAB Balance Check – 4 Quick and Easy Online Methods in 2024

Gone are the days of visiting your bank to physically check your account balance. Thanks to today’s digital technology advancements, checking your bank balance is just a matter of a few taps. 

Whether you are a regular FAB (First Abu Dhabi Bank) customer, or you have a Ratibi salary card and want to know the process of FAB balance check, here in this balance enquiry guide, you will know exactly how to view your current amount in your bank account.

Check Your FAB Bank Balance

What is a Ratibi Card and Fab Balance Check?

The Ratibi card, provided by FAB, is a specialized payroll solution designed to facilitate the transfer of salaries from employers to employees directly into their cards. Similar to a regular debit card, it allows users to make e-transfers, pay bills, and shop online without having a traditional bank account. 


Fab balance check is the process of viewing the current balance in your account along with the transaction history. This helps you keep track of your financial transactions, assisting you in making informed decisions as per your budget.

Step By Step Guide To FAB Bank Balance Check and Ratibi Salary Check

Whether you have a regular bank account or have a Ratibi Salary card, getting access to FAB balance enquiry is the same for both. You need to have the card on hand for the first three of the four methods available to check your FAB bank balance and the status of your salary, whether received or not.

Checking Fab Bank Balance By Website

Most users prefer not to install the app on their mobile phones for various reasons. Instead, they choose to check their FAB bank balance online by visiting its official website. 

To do the same, follow the steps below for the detailed process:

  • Step 1: Click on the link to visit FAB’s official website for balance enquiry.
  • Step 2: On the main page, enter the last two digits of your card number in the first small box.
FAB Balance Check
  • Step 3: Next, enter your card ID from the lower left side of your card.
  • Step 4: Click on the “Go” button below to view your Rabiti or FAB balance.

Checking by Mobile App

  • Step 1: If you already have an account in FAB but don’t have the mobile app, download it from the Google Play Store or App Store. If you don’t have an account in FAB yet, check our step-by-step guide to open a new account in FAB.
Download FAB mobile banking App from Google Play Store Screenshot
  • Step 2: Once downloaded and installed, open the app.
  • Step 3: Next, choose the “Already a customer” option.
Click on Already a customer screenshot of FAB mobile app
  • Step 4: Enter your customer identification number or Credit/Debit Card number.
  • Step 5: Once the card number is entered, tick on the “ I agree to the terms & conditions” box, and click on the continue button to proceed.
Screenshot of FAB mobile banking app that shows " i agree to terms and conditions"
  • Step 6: Lastly, set a 6-digit PIN through the SMS/email received on your registered email and phone number.

Once you log in to the mobile banking app, you will see your available balance on your screen. You can also view your transaction history, make a payment, and pay bills through the app.

Checking By ATM

How-to-check-fab-balance-through-atm

Sometimes you might not have an active internet connection with you, and at the time of need, you may want to check your FAB balance. To do so:

  • Step 1: Find any FAB ATM near you, and insert your card into the machine.
  • Step 2: Once inserted, select English or Arabic language to proceed further.
  • Step 3: Next, enter your four-digit pin.
  • Step 4: You will have different options on your ATM screen like cash withdrawal, balance enquiry, payments, mini Statement, and more services, etc. Click on the “Balance Enquiry”.
  • Step 5: You will have two options: whether to display the FAB balance on the screen or print a receipt. Choose any of the two options and you will be able to view your FAB balance.

How to Activate Your Ratibi/FAB Debit Card

In case your card is not activated, follow the following steps to activate it:

  • Step 1: Insert your card into a FAB ATM machine.
  • Step 2: Select the “English” language.
  • Step 3: Next, click the “Set a Pin” button at the bottom of the screen.
  • Step 4: Enter a four-digit PIN for your card.
  • Step 5: Re-enter the pin, and the screen will display the message “Thank You, your pin has been successfully created.

Checking Balance By SMS

FAB also allows its users to check their available balance through SMS. To check, simply write “BAL” followed by the last 4 digits of your account number, and send it to 2121. 

Once done, you will receive an SMS instantly with your available balance.

What is NBAD Balance Inquiry or NBAD Balance Check?

National Bank of Abu Dhabi (NBAD) founded in 1968, was the largest bank in the UAE. It was the first UAE bank to open overseas branches in other countries. Later on in December 2016, it was merged into First Abu Dhabi Bank (FAB). 

So, NBAD Balance Inquiry or NBAD Balance check means the users want to view their FAB bank balance. As the initial name of the bank was NBAD, some of the customers still search it by its former name. However, all these terms such as NBAD balance inquiry, NBAD balance check, Ratibi balance check, Ratibi card salary check, or FAB bank balance enquiry have the same intent. The customers or the searchers want to know their FAB bank balance.

Advantages of Using the FAB Bank Balance Check Service

Keeping track of your account balance is the most important thing you should do as it involves your hard-earned money. According to one report, financial organizations like FAB allocate nearly 10% of their IT budget to cyber security. The reason is that these institutions have a tremendous amount of financial data of their customers. A data breach can lead to a loss of credibility and customers. 

This is why FAB’s strong encryption technology ensures to safeguard your financial information and helps prevent unauthorized access and potential theft. 

Using services like FAB Bank Balance Check offers several advantages:

User-Friendly Interface

Whether it’s a website or mobile banking app, FAB provides a great user experience helping customers navigate and utilize its features without unnecessary complications.

Real-Time Monitoring

It provides real-time updates on your account balance and transactions which allows you to stay informed about any changes in your account.

Convenient Access

It also offers various methods to access your information conveniently such as, through Mobile banking, SMS, and its official website.

Transactions Verification

You can easily verify if your salary has been credited, identify any deductions, and confirm the successful completion of transactions.

How to Check FAB Bank Statement

Bank statements are crucial documents for various reasons, be it obtaining a visa for travel, monitoring personal expenses, or managing business finances. You may need to show your statement to the embassy while applying for a UK tourist visa or track your spending across a month or a year. Maybe you are a business and want to see how much you paid to your creditors and how much your debtors paid you. 

In any case, let’s see how you can check your FAB bank statement.

  • Step 1: Open your FAB mobile banking app.
  • Step 2: Log in to your account by entering your username and password.
  • Step 3: Click on the toggle on the right side above your screen and select “Services”.
  • Step 4: Next, within the services menu, click on “Account Services”
  • Step 5: Look for the option to “Download Statement” and click on it.

How to Download Your Credit Card E-Statement

  • Step 1: Open the FAB mobile banking app.
  • Step 2: Click on the “Cards” section at the bottom of your mobile screen.
  • Step 3: Scroll down and click on “Download E-statement”

Please keep in mind to visit your nearest FAB branch for statements older than 12 months.

FAQs

Yes, your FAB card can be used anywhere in the world.

First Abu Dhabi Bank is the largest bank in the UAE, headquartered in Abu Dhabi. It has branches in 5 continents of the world.

Hana Al Rustamani is the Chief Executive Officer of the First Abu Dhabi Bank.

FAB is First Abu Dhabi Bank which is the largest bank in the UAE and headquartered in Abu Dhabi.

If you are in the UAE, you can call FAB customer service at 600 52 5500. For international callers, the FAB international customer service number is +971 2 6811511.

FAB is partially owned by the UAE’s royal Al Nahyan family and partially owned by Mubadala Investment Company.

FAB is a Public Joint Stock Company listed on the Abu Dhabi Stock Exchange.

Global Finance ranked FAB as the safest bank in the UAE.

NBADAEAA is the swift code for FAB.

Most of the users search for terms like fab balance, nbad balance inquiry, fab bank balance enquiry, ratibi balance check, ratibi card salary check, and fab salary check, etc. But the intent of all these keywords is the same. The users want to check their account balance.

Final Words

There are multiple ways you can check your FAB bank balance as discussed in the article. However, the best method depends on your personal preferences. You can choose to view your balance by visiting their official website, opening their mobile banking app, visiting a FAB ATM, or simply by SMS.